The short version (plain-language summary — not a substitute for the full terms below)
- Stratsemble is a software sandbox for testing and studying trading strategies on historical and paper (simulated) data. It is a research and education tool, nothing more.
- It is not investment, financial, tax, or legal advice. Nothing here is tailored to you or is a recommendation that any asset is right for you. Everyone running the same test sees the same numbers.
- We never touch your money and never place a trade. Every decision is yours, made on your own broker, with your own money. We earn nothing whether you win or lose.
- Backtests, forward-tests, and alerts are hypothetical or generic. Past and simulated results do not predict the future. Trading carries a real risk of loss, up to and including all of your capital.
- The service is in beta and free. It is provided "as is," may change or break, and may lose data.
- You must be at least 18.
- These terms include an assumption-of-risk clause, an "as is / no warranty" disclaimer, and a limitation of our liability — set in capitals below so you notice them. Nothing in these terms takes away rights the law does not allow us to take away (for example your statutory consumer rights).
If any of that is a problem for you, please do not use Stratsemble.
1. Who we are, and what these terms cover
1.1 Stratsemble ("Stratsemble," the "Service," "we," "us," "our") is a software service operated by Alexandru Prichindel, an individual based in Romania, contactable at [email protected]. (When the operator becomes an SRL, this clause is updated to the company's legal name, registered address, ONRC number, CUI and VAT number, and every user is asked to re-accept — see §16.)
1.2 We are a software publisher. We are not an investment firm, broker, broker-dealer, commodity trading advisor, investment adviser, or crypto-asset service provider, and we are not authorised or supervised by the Romanian Financial Supervisory Authority (ASF) or any other financial regulator — because we provide no regulated financial service. See §7 (No Advice).
1.3 These Terms of Use (the "Terms") are a binding agreement between you and us, governing your access to and use of the Service (the website, your account, and all tools, data, backtests, forward-tests, calculators, alerts, and other features). Two further documents form part of your relationship with us and are incorporated by reference: our Privacy & Cookie Policy and our Disclaimer & Risk Disclosure. If there is a conflict on a matter of trading risk or the non-advisory nature of the Service, the Disclaimer & Risk Disclosure governs.
2. Acceptance — how you agree
2.1 You accept these Terms by ticking the box presented at account creation that reads, in substance: "I confirm I am at least 18 years old and I have read and agree to the Terms of Use, the Disclaimer & Risk Disclosure, and the Privacy & Cookie Policy," where each named document is a working link. The box is not pre-ticked, and you cannot create an account without ticking it. Ticking that box and clicking to create your account is your affirmative agreement.
2.2 We keep a record of your acceptance — your user identifier, the version of each document you accepted, the date and time, and technical metadata such as IP address and browser user-agent — and you agree we may rely on that record as evidence that you agreed to the version then in force.
2.3 If we make a material change, we will ask you to accept the new version before you continue (see §16). We will not treat mere continued use as acceptance of a material change you have not seen.
2.4 Some parts of the Service (for example public calculators or a no-sign-in backtest) may be usable without an account. If you use those, you agree to these Terms by using them; but you should know that, without the account clickwrap, some provisions here may be harder to enforce against you and, equally, we can offer you fewer contractual assurances — the honest position on both sides.
3. Eligibility, lawful use, and sanctions
3.1 You must be at least 18 and legally able to enter into a binding contract. The Service is intended for adults and is not directed to children. We do not knowingly provide the Service to, or collect information from, anyone under 18, and we may suspend or close any account we reasonably believe is held by a minor.
3.2 You are responsible for ensuring your use is lawful where you live and access it. Some tools, assets, or features may not be lawful, appropriate, or available in every country; if your use would be unlawful in your jurisdiction, you must not use the Service.
3.3 Sanctions and prohibited jurisdictions. You represent that you are not, and are not acting on behalf of, a person or entity that is (a) located in, ordinarily resident in, or organised under the laws of a comprehensively sanctioned territory (including, at the date of these Terms, Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk and Luhansk regions), or (b) listed on any applicable sanctions list (including the EU consolidated list and the U.S. OFAC SDN list). We may block, suspend, or terminate access to comply with sanctions and export-control law.
3.4 You may use the Service for your own research and trading. You may not use it to provide advice, signals, or financial services to third parties, or resell or redistribute it, except under separate written terms with us (for example a future marketplace or API, if and when we offer them).
4. What the Service is — and what it is not
4.1 Stratsemble lets you study well-known, publicly-described trading-strategy mechanisms, run your own historical backtests on widely-traded, liquid assets over periods you choose, run paper (simulated) forward-tests, and receive generic, rule-based alerts. It also offers calculators and an "honest results" layer that reports how strategies performed on historical data, including where they did not beat a simple buy-and-hold benchmark.
4.2 What the Service is not: (a) not a brokerage, exchange, wallet, or trading venue; it does not receive, transmit, route, or execute any order, and never holds, moves, or accesses your money or assets — it is entirely non-custodial; (b) not a portfolio manager and holds no discretionary authority over any account; (c) not a source of "what is suitable for you," and makes no claim that any strategy, backtest, or alert will be profitable or avoid loss; (d) not a source of official market data and not affiliated with, endorsed by, or authorised to redistribute data by any data provider or exchange.
4.3 Beta status. The Service is currently in beta and provided free of charge. It may be incomplete, contain errors, be interrupted or unavailable, change, or lose or reset data, and features may be added or removed, in each case without a service-level commitment and, where lawful, without prior notice — subject always to §13.6 and to your statutory rights. You should not rely on the Service being available or on any data you store in it being preserved.
4.4 We may change, suspend, degrade, or discontinue any part of the Service — including any data source or delivery channel, and including migrating to a different or licensed data provider — at any time, subject to §13.6 and to your rights under applicable law.
5. Your account
5.1 You are responsible for keeping your login credentials confidential and for activity under your account. Tell us promptly at [email protected] if you suspect unauthorised use.
5.2 You must give accurate account information and keep it current. You may not share, transfer, or let anyone else use your account, create an account by automated means, or keep more than one account without our permission.
6. Licence, intellectual property, your content, and takedowns
6.1 Our rights. The Service and the material we create — the software, interfaces, calculators, the "honest results" methodology, our own text, our particular wording and expression, our code, our design, and the Stratsemble name and branding — are owned by us or our licensors and protected by intellectual-property law. We do not claim ownership of the underlying, publicly-known trading-strategy mechanisms themselves (they are public); we claim only our own expression, code, methodology and branding. We grant you a limited, personal, non-exclusive, non-transferable, revocable licence to use the Service for your own research and trading while these Terms are in force. We reserve all rights not expressly granted.
6.2 Your content. You keep ownership of what you create or upload — saved strategy configurations, watchlists, backtest parameters, and alert rules ("Your Content"). You grant us a licence to host, store, reproduce, and process Your Content only as needed to operate and secure the Service for you, and (on the legitimate-interest basis described in the Privacy Policy) to maintain and improve the Service in aggregate, non-identifying ways. You are responsible for Your Content and confirm you have the right to provide it.
6.3 Feedback. If you send us suggestions, we may use them freely, without obligation to you.
6.4 Third-party materials. Names of assets, indices, strategies, brokers, and third parties are used for identification only and remain their owners' property; their use implies no affiliation or endorsement.
6.5 Copyright complaints / notice-and-takedown. If you believe content available through the Service (for example a shared or embeddable result) infringes your copyright, contact us at [email protected] with enough detail to identify the work and the material, your contact details, and a good-faith statement. We will review and remove infringing material and may terminate repeat infringers. (A U.S. DMCA designated agent will be registered before any user-generated-content feature or marketplace launches.)
7. No advice — we are a publisher, not an adviser
7.1 Stratsemble is an educational and analytical publishing service. We publish impersonal research tools, historical backtests, paper forward-tests, calculators, and generic, rule-based alerts, available to all users on the same terms. We are not an investment adviser, broker-dealer, commodity trading advisor, portfolio manager, or fiduciary, and nothing on or from the Service creates an advisory, brokerage, agency, or fiduciary relationship.
7.2 Everything the Service produces is impersonal and generic. We do not know your portfolio, holdings, financial situation, objectives, or risk tolerance, and nothing we provide is individualised or attuned to your particular needs. Every backtest, forward-test, alert, calculator output, and verdict is the same for every user who runs the same inputs. Nothing is a recommendation that any security, crypto-asset, or other asset is suitable for you, and nothing is a personal recommendation or investment advice within the meaning of the EU Markets in Financial Instruments Directive (2014/65/EU, "MiFID II") or the EU Markets in Crypto-Assets Regulation ((EU) 2023/1114, "MiCA"), or investment advice under the U.S. Investment Advisers Act or a commodity-trading-advisor service under the U.S. Commodity Exchange Act.
7.3 Nothing we provide is investment, financial, trading, legal, accounting, or tax advice. Obtain your own professional advice before any financial decision.
7.4 You decide, you execute. You alone decide what, whether, when, and how much to trade, and you carry out any trade yourself, on your own broker or exchange, with your own money. We never place, size, time, or manage any trade for you, and never touch your funds.
7.5 We have no interest in your trades. Our income does not depend on whether you trade, or whether you win or lose. We charge (when we charge) for access to software and features — never for a share of your gains, never a per-trade fee, never a payment tied to any transaction you make.
8. Hypothetical and past performance — read this before relying on any result
8.1 Backtests and paper forward-tests are simulations. They are computed from historical or delayed third-party data, do not represent real trades, involve no real money, and do not account for every real-world cost, tax, delay, slippage, or lack of liquidity you would face. Past and simulated performance do not indicate or guarantee future results.
8.2 Hypothetical-performance notice. As a matter of best practice, wherever a simulated or backtested result is shown we display the hypothetical-performance language modelled on U.S. CFTC Regulation 17 CFR 4.41 (we are not a registered CPO/CTA and that rule does not by its terms bind this product; we show the language voluntarily because it is the clearest standard statement of the limits of simulated results):
"These results are based on simulated or hypothetical performance results that have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. Also, because these trades have not actually been executed, these results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated or hypothetical trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown."
8.3 Survivorship and data limits. Historical results can be distorted by survivorship effects (assets that delisted or failed dropping out of a dataset), by data errors, gaps, and adjustments, and by the benefit of hindsight in choosing what to test. Real trading also incurs commissions, spreads, financing costs, and taxes a simulation may not fully reflect. Treat every result as an illustration of a mechanism on past data, not a forecast.
9. Alerts
9.1 Alerts are generic, rule-triggered notifications about publicly-observable conditions on widely-traded assets (for example, that a strategy's entry or exit rule was met on a given asset as of a given time), sent identically to everyone subscribed to that alert. A watchlist only filters which generic alerts you see; it never changes their content to reflect your holdings, size, or circumstances.
9.2 An alert is not a recommendation or an instruction to buy or sell, and is not tailored to you. You decide whether to act, and you execute any trade yourself.
9.3 Alerts may be delayed, duplicated, missed, sent in error, or not sent at all, for reasons including data delays or errors, software faults, and problems with email, Discord, or other delivery channels we do not control. Do not treat an alert — or the absence of one — as a signal to act blindly. We are not liable for any loss arising from a delayed, missed, incorrect, or duplicated alert, subject to §13 (including the §13.6 carve-out and, for a paid alert, the conformity guarantee).
10. Third-party data and third-party services
10.1 Market data. Market data is supplied by independent third parties (currently Yahoo Finance for equities and Binance for crypto-assets). We do not originate, control, verify, or guarantee it. It is provided "as is" and "as available" and may be delayed, interrupted, incomplete, inaccurate, adjusted, restated, or discontinued at any time. Backtests, indicators, calculators, and alerts are computed from this data, and any error, gap, or delay in it flows into those outputs. We make no warranty of accuracy, timeliness, completeness, or fitness, and are not liable for loss arising from reliance on the data or any output computed from it, subject to §13. Data sources may be changed, degraded, or removed at any time (including migration to a licensed provider).
10.2 Third-party services. The Service relies on third parties to operate (hosting; email via Resend; optional alert delivery via Discord; payments via Stripe when paid plans launch; privacy-respecting analytics). Your use of a third-party service may be subject to that provider's own terms and privacy policy, and we are not responsible for third-party services or their acts or omissions. Links to third-party sites are for convenience and are not an endorsement.
11. Acceptable use
11.1 You agree not to: (a) use the Service unlawfully, or in breach of any financial, market-abuse, sanctions, tax, or consumer law; (b) present, resell, or redistribute the Service's outputs, or any third-party data accessed through it, as personalised advice, as a signal service, or as your own data feed, or in any way that breaches the underlying data sources' terms; (c) scrape, harvest, or bulk-extract data or content, or build a competing feed or product from it; (d) reverse-engineer or decompile the Service, except where that restriction is prohibited by law; (e) interfere with, overload, probe, or gain unauthorised access to the Service or others' accounts, or circumvent any access, rate, or usage limit; (f) upload malware or content that is illegal, infringing, defamatory, or violates others' rights; (g) use the Service to provide investment advice, signals, or financial services to third parties, or represent that we endorse or are responsible for anyone's trading decisions.
11.2 Custom / ad-hoc tickers. Where the Service lets you test symbols beyond the curated liquid set, it is designed for liquid, widely-traded instruments. Results on illiquid, thinly-traded, delisted, or low-quality symbols are far less reliable and may be materially misleading; you use that feature at your own risk and are responsible for the legality of the data you request. We do not warrant the availability, accuracy, or quality of data for arbitrary symbols.
11.3 We may investigate suspected breaches and take any step permitted by law, including restricting, suspending, or terminating access (see §15).
12. Conspicuous disclaimer of warranties
12.1 TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE, AND ALL DATA, BACKTESTS, FORWARD-TESTS, ALERTS, CALCULATORS, VERDICTS, AND OTHER OUTPUTS, ARE PROVIDED "AS IS," "WITH ALL FAULTS," AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.
12.2 TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; THAT ANY DATA (WHICH COMES FROM THIRD-PARTY FEEDS WE DO NOT CONTROL) IS ACCURATE, COMPLETE, CURRENT, OR AVAILABLE; OR THAT ANY STRATEGY, BACKTEST, FORWARD-TEST, ALERT, OR OUTPUT WILL BE ACCURATE, RELIABLE, OR PROFITABLE, OR WILL AVOID LOSS.
12.3 No advice, statement, or information you obtain from the Service or from us creates any warranty not expressly stated in these Terms.
12.4 Important limit on this Section — conformity is preserved. Nothing in this §12 excludes or limits any warranty, guarantee, or right that cannot be excluded under the law that applies to you. In particular, this §12 does not disclaim that the Service itself will materially conform to how we have honestly described it: if you are a consumer in the EU/Romania — including where the "free" Service is treated as supplied in exchange for your personal data — you keep the statutory conformity rights and legal guarantees for digital content and digital services (Directive (EU) 2019/770, as transposed in Romania), and this §12 does not affect them. What we disclaim is trading outcomes, profitability, and third-party-data accuracy and availability — not that the software works as described. See §13.6.
13. Limitation of liability
13.1 CONSPICUOUS — PLEASE READ. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW AND SUBJECT TO §13.6, WE (AND, WHILE THE OPERATOR IS AN INDIVIDUAL OR SOLE TRADER, THE OPERATOR PERSONALLY) WILL NOT BE LIABLE FOR ANY TRADING OR INVESTMENT LOSSES, LOST PROFITS, LOST OPPORTUNITIES, LOSS OF DATA, OR FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
13.2 Why losses are yours, not ours (the scope of what we take on). The Service is an impersonal research tool. We do not advise you, we do not decide anything for you, and we never place or manage any trade. Every trading decision, and its outcome, results from your own independent choice, made on your own broker with your own money. Because we never take on responsibility for your trading outcomes in the first place, those outcomes — including any loss — are not something we are liable for.
13.3 Free-phase cap. The Service is currently provided free of charge. Subject to §13.6, and to the fullest extent permitted by law, our total aggregate liability to you for all claims arising out of or relating to the free Service and these Terms is limited to one hundred euros (EUR 100). (We do not attempt to exclude liability altogether; a cap is stated instead.)
13.4 Aggregate cap. Except as stated in §13.6, our total aggregate liability will not exceed the amount in §13.3 (free phase) or, once you pay for the Service, the cap stated in the Paid-Phase terms.
13.5 Basis of the bargain. The disclaimers in §12 and the limitations in this §13 reflect a reasonable allocation of risk and are a basis of our agreement; the Service would not be provided free (or at the stated prices) without them. (This recital does not itself validate any term that is unfair under applicable consumer law.)
13.6 What we never exclude — mandatory carve-out. Nothing in these Terms excludes or limits our liability where, and to the extent that, it cannot lawfully be excluded or limited. This includes, without limitation: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; (c) gross negligence (culpă gravă) or intentional misconduct (dol); (d) the mandatory legal guarantee of conformity for digital content and digital services (in the EU/Romania under Directive (EU) 2019/770 as transposed) — we remain responsible for the Service performing as we have honestly described it; (e) compensation for damage under Article 82 GDPR, which cannot be contractually limited; (f) liability for our own infringement of your intellectual-property rights; and (g) any of your statutory rights as a consumer, and any other liability that mandatory law does not permit us to exclude or limit. If you are a consumer, this §13.6 prevails over anything else in these Terms.
14. Assumption of risk
14.1 CONSPICUOUS. TRADING AND INVESTING IN SECURITIES, CRYPTO-ASSETS, AND OTHER FINANCIAL PRODUCTS INVOLVE A HIGH DEGREE OF RISK, INCLUDING THE RISK OF LOSING SOME OR ALL OF YOUR CAPITAL. YOU MAY LOSE MORE THAN YOU EXPECT. DO NOT TRADE WITH MONEY YOU CANNOT AFFORD TO LOSE.
14.2 You understand and agree that you are solely responsible for every trading, funding, and execution decision you make; that you make and carry out those decisions yourself, on your own broker or exchange, with your own money; and that you assume all risk of, and full responsibility for, those decisions and their outcomes. This §14 does not remove any right you have under mandatory law (see §13.6).
15. Termination
15.1 You may stop using the Service and close your account at any time.
15.2 We may suspend or terminate your access, with or without notice, if you breach these Terms, if we reasonably suspect unlawful, harmful, or abusive use, if required by law or by a provider we depend on, or if we discontinue the Service. Where the law requires notice or a reason, we will give it.
15.3 On termination your licence ends and we may delete Your Content, subject to any retention we are legally required or permitted to keep (see the Privacy Policy). Sections that by their nature should survive — including §§6.1, 7, 8, 10, 11, 12, 13, 14, 16.4, 17, and 18 — survive termination.
16. Changes to these terms
16.1 We may update these Terms — for example for new features, new legal requirements, the move from individual operator to an SRL, or the move from free beta to paid plans. Every version carries a version number and effective date.
16.2 For non-material changes we may post the update and change the effective date. For material changes — including to the disclaimers, the limitation of liability, dispute resolution, the operating entity, or the introduction of paid plans — we will give reasonable advance notice by a durable means (email or in-app) and, where the change materially affects your rights, ask you to accept the new version before you continue. We will not bind you to a material change you have not been shown and accepted.
16.3 If you do not accept a material change, you may stop using the Service and close your account before it takes effect.
16.4 We keep prior versions and a record of which version you accepted (§2.2).
17. Governing law, your consumer protections, and disputes
17.1 Governing law. These Terms and any dispute relating to them or the Service are governed by the laws of Romania, without regard to conflict-of-laws rules.
17.2 EU/Romania consumer protection prevails. If you are a consumer resident in the EU, this choice of law does not deprive you of the mandatory consumer-law protections of your country of residence that cannot be varied by agreement (Article 6, Rome I Regulation (EC) No 593/2008). You keep those protections whatever this Section says, and — where mandatory EU rules so provide — you may bring proceedings in, and generally be sued only in, the courts of your country of residence (Articles 17–19, Brussels I bis Regulation (EU) No 1215/2012).
17.3 Venue. Subject to §17.2 and any mandatory law, the courts of Bucharest, Romania have jurisdiction. This does not remove any non-waivable right you have to bring or defend proceedings in your home courts as an EU consumer.
17.4 Out-of-court dispute resolution (EU consumers). If you are an EU consumer and we cannot resolve a dispute directly, you may be entitled to use an alternative dispute resolution (ADR/SAL) entity. In Romania, the competent consumer authority is the National Authority for Consumer Protection (ANPC), and the relevant ADR/SAL entity is the ANPC's alternative dispute resolution (SAL) structure. Note: the European Commission's online dispute resolution (ODR) platform was discontinued in July 2025 and can no longer be used, so we do not provide an ODR link. We are not obliged to use, and do not commit in advance to, a specific ADR/SAL entity, but we will engage in good faith with any competent SAL process a consumer validly initiates.
17.5 Nothing in this Section limits your right to complain to ANPC, to a data-protection authority, or to any other competent authority.
18. Accessibility and general
18.1 Accessibility. We aim to make Stratsemble usable by as many people as possible and target the WCAG 2.2 AA guidelines as a goal. (While the operator is a microenterprise, the EU Accessibility Act (Directive (EU) 2019/882) service obligations are likely not mandatory, but we treat accessibility as a design aim; we will reassess as the business grows. If you have trouble using the Service, contact [email protected].)
18.2 Severability. If any provision is held invalid, unfair, or unenforceable, it is limited or removed to the minimum extent necessary and the rest stays in force. Where you are a consumer, an unfair term is simply not binding on you and the rest continues to bind both of us.
18.3 No waiver. If we do not enforce a right, that is not a waiver of it.
18.4 Assignment. You may not assign these Terms without our consent. We may assign them to a successor (for example on a reorganisation or the transfer of the business to an SRL or a buyer), and if we do we will not reduce your rights.
18.5 Entire agreement. These Terms, with the Disclaimer & Risk Disclosure and the Privacy & Cookie Policy, are the entire agreement about the Service and replace earlier understandings on the same subject — except that this does not exclude liability for fraud or affect your mandatory statutory rights.
18.6 Force majeure. We are not responsible for failure or delay caused by events beyond our reasonable control (for example outages of hosting, data, or delivery providers, or acts of third parties) — this does not affect §13.6 or your statutory rights.
18.7 Language. These Terms are provided in English. If we also publish a Romanian version and there is a conflict, the English version prevails, except where mandatory Romanian consumer-protection law requires the Romanian version to govern for consumers resident in Romania.
19. Contact
Questions or requests: [email protected].
— End of Terms of Use (Beta / All-Free) —